Working Capital Business Loan
Suitable for SMEs to fund inventories, working capital, and business running costs.
₦50,000 – ₦10,000,000 · 1–8 months · Interest upfront/weekly/monthly
Intelligent lending for the modern economy
Eazicred helps organizations with proven traction access financing
Sales and FinanceOverview
Market FlowLive
Portfolio Balance+4.2%
Loan Products Built for Performance
Flexible financing designed for SMEs, growing companies, asset-backed needs, and alternative energy projects.
Invoice / Purchase Order Finance
Unlock the value of future invoices and receivables today, or fund purchase orders from reputable companies.
₦1,000,000 – ₦20,000,000 · 90–180 days · Lump-sum repayment
Sale Lease Back
Sell an asset to us and retain possession while we meet your immediate cash requirement.
Asset ₦1,000,000 – ₦20,000,000 · 1 year · Rentals monthly/bi-weekly/weekly
Alternative Energy Finance
Financing for homes, business premises, and residential estates to acquire qualified energy assets.
Asset ₦2,000,000 – ₦30,000,000 · Up to 2 years · Advanced rental mandatory
Investment Packages
Choose a package that matches your goal: lump-sum growth, steady income, upfront returns, or goal-based discipline.
Fixed Investment Note
Commit a one-off amount for a chosen period and receive principal plus accrued interest in a lump sum at maturity.
Min ₦1,000,000 · 1–12 months (renewable) · Top-up anytime
Steady Income Plan
Earn guaranteed periodic income paid weekly, monthly, quarterly, annually, or as desired—with reinvestment options.
Min ₦1,000,000 · 6–12 months (renewable) · Periodic payouts
Upfront Interest Plan
Get upfront interest immediately while your principal is paid at maturity or rolled over for another term.
Min ₦500,000 · 6–12 months (renewable) · Upfront returns
Eazicred Vault Plan
A disciplined plan that locks your investment until your chosen maturity date to help you stay on track.
Min ₦50,000 · 3+ months · Early withdrawal forfeits interest
Case Studies
See how businesses use Eazicred financing to grow revenue, expand operations, and improve resilience.
Fashion Retailer – Working Capital
₦3.5M for 6 months · Stock up before December peak.
Revenue grew 62% YoY · Repaid in 5 months · Opened a 2nd kiosk in Ikeja
Catering Business – Equipment Finance
₦7.2M for 12 months · Industrial ovens + delivery van.
Doubled capacity · Won 3 corporate contracts · Created 8 new jobs
Cold Room Operator – Energy Solution
₦8M for 12 months · Solar + inverter to cut diesel costs.
Diesel spend down 70% · Saved ₦450k/month · Loan serviced from savings
Real Progress, Real Stories.
“The team expedited our raise and working-capital plan in a way that felt clear, fast, and deeply aligned with our growth targets.”
Sarah Njoku
Founder, NorthPeak Labs
Steady Growth, Clear Support.
“We got the clarity we needed on pricing and timelines. The process stayed transparent from application to disbursement.”
Tunde Adebayo
Operations Lead, MetroCart
Faster Decisions, Better Outcomes.
“The team helped us align funding to our cash cycle. We scaled inventory without stressing operations, and still paid down early.”
Amaka Okafor
Founder, GreenCrate
Why choose Eazicred
A modern capital network built to help you borrow and invest with confidence.
Why choose Eazicred
Institutional-grade financing and investment tools designed for speed, clarity, and confidence.
Built for SMEs, operators, and investors
Transparent terms
Clear pricing, repayment structures, and product details so you can make decisions without guesswork.
No surprises
Fast, guided execution
Streamlined verification and structured review workflows that keep you moving from application to funding.
Designed for momentum
How it works
A simple process built to keep underwriting clear while preserving institutional rigor.
1
Choose a product
Select a loan or investment package that matches your goals and timeline.
2
Apply in minutes
Complete your application with guided onboarding and verification checks.
3
Get funded or invested
Receive your offer, finalize documentation, and move capital with confidence.
Get started
Move from intent to execution.
Compare options, submit your application, and get a clear path forward with structured offers.
FAQ
Quick answers to common questions about borrowing and investing.
Is my investment guaranteed?
While we strive to provide stable returns, all investments carry some risk. We recommend reviewing our terms and conditions and consulting with a financial advisor.
Can I withdraw my investment early?
Early withdrawals are possible but may be subject to fees. The specific terms depend on your chosen investment plan. Please contact our customer service for more details.
How are returns paid out?
Returns can be paid out monthly or at the end of the investment term, depending on your chosen plan. You also have the option to reinvest your returns for compound growth.
How do I apply for a loan?
Choose a loan product and submit your application. You’ll receive a review update and next steps as part of the process.