Working Capital Business Loan

Suitable for SMEs to fund inventories, working capital, and business running costs.

• ✓Loan amount: ₦50,000 to ₦10,000,000
• ✓Loan tenor: 1 month to 8 months
• ✓Interest can be paid upfront, weekly, or monthly while principal is paid at maturity
• ✓2% management fee deductible at disbursement
• ✓Loan can be liquidated before maturity

Invoice / Purchase Order Finance

Suitable for growing companies that want to unlock the value of future invoices and receivables today, or fund purchase orders from reputable companies.

• ✓Invoice / P.O value: ₦1,000,000 to ₦20,000,000
• ✓Loan tenor: 90 to 180 days
• ✓Principal and interest lump-sum payment at the end of the agreed tenor

Sale Lease Back

Suitable for individuals, businesses, and corporate institutions with assets they can sell to us while retaining possession to meet immediate cash requirements.

• ✓Asset cost: ₦1,000,000 to ₦20,000,000
• ✓Lease tenor / repayment period: 1 year
• ✓Lease rental paid in equal instalments (monthly, bi-weekly, or weekly)
• ✓Collateral may be mandatory but advanced rental is not required
• ✓Asset title is transferred back to the lessee upon payment of the final instalment

Alternative Energy Finance

Suitable for individual homes, business premises, and residential estates.

• ✓Qualified assets: solar panels, inverters, gas generators, and diesel/petrol to gas generator conversion
• ✓Asset cost: ₦2,000,000 to ₦30,000,000
• ✓Lease tenor / repayment period: up to 2 years
• ✓Lease rental paid in equal instalments (monthly, bi-weekly, or weekly)
• ✓Collateral may be required but advanced rental is mandatory
• ✓Asset title is transferred to the lessee upon payment of the final instalment