Loan: ₦3.5M for 6 months

Use: Stock up before December sales peak

Result: Revenue grew 62% YoY, loan repaid in 5 months. Allowed business to open a 2nd kiosk in Ikeja.

Loan: ₦7.2M for 12 months

Use: Purchase industrial ovens and delivery van

Result: Doubled event capacity, landed 3 corporate contracts. Created 8 new jobs.

Loan: ₦2M for 4 months

Use: Import parts from Dubai

Result: Stock turnover increased 40%, avoided stockouts during Q1 demand spike. Repaid early.

Loan: ₦5M for 9 months

Use: Build 2 new poultry houses and buy day-old chicks

Result: Monthly output rose from 2,000 to 5,000 birds. Secured supply contract with 2 supermarkets.

Loan: ₦12M for 12 months

Use: Purchase used trucks for inter-state haulage

Result: Monthly revenue up 85%, onboarded 4 new FMCG clients. Loan performing, considering 2nd facility.

Loan: ₦1.8M for 3 months

Use: Float for 15 agents during cash scarcity period

Result: Maintained 99% uptime, agent commissions grew 30%. Repaid in 10 weeks.

Loan: ₦4.5M for 12 months

Use: Renovate 2 branches

Result: Average ticket size up 25%, customer reviews improved. Branch 2 broke even in 4 months.

Loan: ₦6M for 6 months

Use: Buy maize and soybeans during harvest season at lower price

Result: Reduced COGS by 18%, margin improved. Exported first batch to Ghana.

Loan: ₦1.2M for 8 months

Use: Hire 2 technicians and buy diagnostic equipment

Result: Service turnaround cut from 5 days to 2 days. 40% increase in monthly jobs.

Loan: ₦8M for 12 months

Use: Install solar + inverter system to cut diesel costs

Result: Monthly diesel spend down 70%. Saved ₦450k/month, loan services itself from savings.